Welcome to the Resource Centre.
Here you will find copies of our personal finance magazine, blog posts and links to financial planning tools.
Please note: Lemonade and Informed Pensions are now ilumiti.
The surprising benefits of choosing a “living legacy” for your loved ones
Traditionally, families have passed on wealth through an inheritance. Yet, choosing a “living legacy”, where you pass on assets during your lifetime, could benefit both you and your loved ones. Read this useful guide to discover the key benefits of choosing a living legacy, as well as the potential downsides.
2024 Autumn Budget Update
Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond.
The first-time buyer’s guide to saving for a property deposit
Saving a deposit to buy your first home might seem like a daunting task. Download your copy of this practical guide to discover what you need to know and pick up some handy tips that could help you become a proud homeowner.
5 insightful lessons you could learn from the world’s most successful investors
The world’s most successful investors are known for consistently delivering above-average market returns, and they offer practical lessons that could guide your approach to investing too. Discover some powerful investment lessons by downloading your copy of this useful guide.
How an Olympic mindset could help you manage your finances effectively
Thousands of athletes are descending on Paris for the 2024 Olympics this summer. It’s not just natural talent and a dedication to training that’s helped them reach this incredible goal, but their mindset too. Discover some of the powerful Olympic lessons you could apply to managing your finances in this useful guide.
How to find purpose and get the most out of your retirement
Retirement might be a chapter of your life you’ve been looking forward to for years. Perhaps you’ve been daydreaming about how you’ll make use of the extra time, or you’ve already planned an adventure to kickstart your life after work.
The essential guide to mortgages
Reviewing mortgage options can be overwhelming, whether you’re a first-time buyer or are expanding your property portfolio. This handy guide covers the essentials you need to know when you’re comparing different deals to help you find the one that’s right for you.
7 valuable behaviours for successful investing
What do you need to do to invest successfully? Choosing the “right” assets might come to mind first. However, one important aspect you might overlook is your behaviour and mindset. Read our useful guide to discover which investment behaviours could improve outcomes.
10 things you can learn about your financial plan from these ABBA hits
To celebrate five decades of fantastic Swedish pop, this guide looks at what you can learn about managing your money from 10 iconic ABBA songs. From focusing on your long-term goals so you can have the “time of your life” to the importance of balancing risk when you “take a chance” on investing, you might be surprised at the lessons you could learn.
Your Spring Budget update, and what the Budget means for you
The chancellor has delivered the Spring Budget outlining the government’s fiscal plans for 2024 and beyond.
To help you understand what this means for you, we’ve produced a summary of the main points of Jeremy Hunt’s speech.
Everything you need to know about annuities when creating a retirement income
When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an annuity, which could provide you with a reliable income.
If you’re not sure how annuities work or if they could be right for you, this guide explains the essentials you need to know. It could help you feel more confident making decisions about your pension and retirement income.
7 allowances you might want to use before the end of the 2023/24 tax year
This guide explores some of the allowances that could help your money go further. You might discover you could reduce your Income Tax liability by using the Marriage Allowance or find a tax-efficient way to save for your long-term goals by using an ISA or pension.
Everything you need to know about the 2023 Autumn Statement
On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. Here are the key points of the Autumn Statement, and what they might mean for you.
7 useful questions if you plan to take a flexible income from your pension
Withdrawing a flexible income from pensions has become a popular option among retirees. Yet, it comes with challenges too, and you may need to consider how to balance short- and long-term needs. This useful guide explains some of the key factors you might want to consider before you start taking an income.
10 magical life and money lessons you can learn from Disney
Disney is celebrating its 100th anniversary. It’s become one of the most recognisable brands in the world and boasts plenty of successes. You might be surprised by some of the valuable money lessons you could learn from the company and its films.
Intergenerational wealth planning: Your options when passing on wealth to the next generation
There’s more than one way to pass on wealth to your loved ones to help them reach their goals. This useful guide explains the pros and cons of gifting, using a trust, and leaving an inheritance. It could help you pass on assets effectively to support the next generation.
Remortgaging: The essential steps you should take when your mortgage ends
As interest rates soar, many homeowners are finding their outgoings will rise when their current mortgage deal ends. This useful guide explains how remortgaging could save you money and is packed with practical tips to help you through the process.
Guide: How to manage the harmful effects of inflation on your wealth
Over the last year, inflation has been high and it could be eroding the value of your assets. Find out how it affects your long-term plans and the useful things you could do to “beat” inflation by downloading this guide.
Guide: 10 really fab things the Beatles can teach you about successful financial planning
60 years after the Beatles’ first UK number one single, the band is still influencing musicians. Among the lyrics of the well-known songs are lessons about successful financial planning too.
Guide to pension consolidation: The pros and cons you need to know
Do you have multiple pensions? It could make it difficult to manage your pension savings during your working life and when you retire. In some cases, consolidating them could be beneficial.