Welcome to the Resource Centre.
Here you will find copies of our personal finance magazine, blog posts and links to financial planning tools.
Please note: Lemonade and Informed Pensions are now ilumiti.
Your Spring Statement update, and what it means for you
The chancellor has delivered the Spring Statement outlining the government’s fiscal plans for 2025 and beyond.
To help you understand what this means for you, we’ve produced a summary detailing the main points of Rachel Reeves’ speech.
You can also read about how the measures announced could affect you, your family, and your business.
7 allowances you might want to use before the end of the 2024/25 tax year
The current tax year will end on 5 April 2025. When the new tax year begins, many allowances will reset, so you might want to check if you could benefit from using these seven to make your finances more efficient and reduce your overall tax bill in 2024/25.
5 key financial planning steps to consider during a divorce
A relationship breaking down can be incredibly emotionally challenging, and it may have a significant effect on your short- and long-term finances as well. This useful guide highlights some of the potential steps you might take during a divorce to maintain financial stability and plan for the future.
10 of the world’s best destinations to travel to during winter in the UK
If you’re searching for your next holiday destination, look no further. This exciting guide looks at 10 incredible places you can visit during winter in the UK, whether you want to experience a magical Christmas wonderland or relax in the sun.
The surprising benefits of choosing a “living legacy” for your loved ones
Traditionally, families have passed on wealth through an inheritance. Yet, choosing a “living legacy”, where you pass on assets during your lifetime, could benefit both you and your loved ones. Read this useful guide to discover the key benefits of choosing a living legacy, as well as the potential downsides.
2024 Autumn Budget Update
Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond.
The first-time buyer’s guide to saving for a property deposit
Saving a deposit to buy your first home might seem like a daunting task. Download your copy of this practical guide to discover what you need to know and pick up some handy tips that could help you become a proud homeowner.
5 insightful lessons you could learn from the world’s most successful investors
The world’s most successful investors are known for consistently delivering above-average market returns, and they offer practical lessons that could guide your approach to investing too. Discover some powerful investment lessons by downloading your copy of this useful guide.
How an Olympic mindset could help you manage your finances effectively
Thousands of athletes are descending on Paris for the 2024 Olympics this summer. It’s not just natural talent and a dedication to training that’s helped them reach this incredible goal, but their mindset too. Discover some of the powerful Olympic lessons you could apply to managing your finances in this useful guide.
How to find purpose and get the most out of your retirement
Retirement might be a chapter of your life you’ve been looking forward to for years. Perhaps you’ve been daydreaming about how you’ll make use of the extra time, or you’ve already planned an adventure to kickstart your life after work.
The essential guide to mortgages
Reviewing mortgage options can be overwhelming, whether you’re a first-time buyer or are expanding your property portfolio. This handy guide covers the essentials you need to know when you’re comparing different deals to help you find the one that’s right for you.
7 valuable behaviours for successful investing
What do you need to do to invest successfully? Choosing the “right” assets might come to mind first. However, one important aspect you might overlook is your behaviour and mindset. Read our useful guide to discover which investment behaviours could improve outcomes.
10 things you can learn about your financial plan from these ABBA hits
To celebrate five decades of fantastic Swedish pop, this guide looks at what you can learn about managing your money from 10 iconic ABBA songs. From focusing on your long-term goals so you can have the “time of your life” to the importance of balancing risk when you “take a chance” on investing, you might be surprised at the lessons you could learn.
Your Spring Budget update, and what the Budget means for you
The chancellor has delivered the Spring Budget outlining the government’s fiscal plans for 2024 and beyond.
To help you understand what this means for you, we’ve produced a summary of the main points of Jeremy Hunt’s speech.
Everything you need to know about annuities when creating a retirement income
When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an annuity, which could provide you with a reliable income.
If you’re not sure how annuities work or if they could be right for you, this guide explains the essentials you need to know. It could help you feel more confident making decisions about your pension and retirement income.
7 allowances you might want to use before the end of the 2023/24 tax year
This guide explores some of the allowances that could help your money go further. You might discover you could reduce your Income Tax liability by using the Marriage Allowance or find a tax-efficient way to save for your long-term goals by using an ISA or pension.
Everything you need to know about the 2023 Autumn Statement
On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. Here are the key points of the Autumn Statement, and what they might mean for you.
7 useful questions if you plan to take a flexible income from your pension
Withdrawing a flexible income from pensions has become a popular option among retirees. Yet, it comes with challenges too, and you may need to consider how to balance short- and long-term needs. This useful guide explains some of the key factors you might want to consider before you start taking an income.
10 magical life and money lessons you can learn from Disney
Disney is celebrating its 100th anniversary. It’s become one of the most recognisable brands in the world and boasts plenty of successes. You might be surprised by some of the valuable money lessons you could learn from the company and its films.
Intergenerational wealth planning: Your options when passing on wealth to the next generation
There’s more than one way to pass on wealth to your loved ones to help them reach their goals. This useful guide explains the pros and cons of gifting, using a trust, and leaving an inheritance. It could help you pass on assets effectively to support the next generation.